Our Empowered Team
We believe in engaging people who are instinctively inclined to support our clients and yet challenge them to superior levels. Our people measure our success by a singular yardstick – the measurable impact of our services to our clients. We strive to build a work-culture where client’s success is synonymous with ours. We believe that success is to do the right things for our clients, our people and our communities. Ours is a team of people who are smart and driven but who solely focus on output and getting work done. We value the relationships that we build. Unless we can become an extension of our clients’ agenda and expectations, we consider ourselves sub-optimal in our efforts. Our single-minded dedication to our clients’ ends is the reason why our clients recommend us to others. People at Occams work hard but try not to take ourselves too seriously.
Responsible and ethical business is our way of conducting business. We contribute to climate change and environment. We endeavor to change business and society for the better, and we are guided by our values and principles. Our commitment to responsible business practices are far secondary to our profit motives. Our promise to collaboration, diversity and inclusion is foundational to building amazing teams. We bring on people with exceptional talents, abilities and potential, put them in an environment where they grow to be the best version of themselves. Our quest is for the people and clients who challenge themselves to be their best. We are driven to always do the right thing for our employees, clients, and communities. Our success in attracting and retaining high quality but diverse talent reflects the diverse world in which we live and work. This is fundamental to our success in helping clients achieve their goals. We invest in our people’s learning and development, well-being, safety & security.
VP Human Capital
Bryony has delivered in various roles as a well-rounded professional for close to 2 decades. Her approach to various facets of enterprise is driven by her business philosophy of hyper-focusing on the most critical business matters. She drives her effectiveness through her and intelligence and precocious analysis of the business situation and needs. Her long experience and her insights into the nuances of business functions and their interplay makes her adept at a calm and comprehensive response to key business matters. Bryony’s stateswoman like persona accentuates her gravitas and professionalism.
At Occams, Bryony spearheads Human Capital Management overseeing Recruitment, Retention, Payroll Management & Benefits Administration. She also manages governance responsibilities related to various elements of Human Capital. Bryony’s composed and understated leadership has been successful in establishing and ensuring adherence to key policies and frameworks.
Bryony has lived in South Africa, United Kingdom and United States. She holds an undergraduate degree from Western Washington University in Bellingham, WA. Bryony also is a jewelry designing and marketing enthusiast. When she is not solving Human Capital and business problems, Bryony engages in her twin passions of family and community. She works from and lives in Sarasota, Florida with her husband and two sons.
CEO Personal Finance
David is a goal driven, interactive and creative leader, with excellent entrepreneurial, financial, analytical and problem-solving skills. A result focused and growth-oriented leader with executable strategic thinking, David has played various roles across the world. He spent many years with global banks in Europe before starting his entrepreneurial career in United States.
As the CEO of Personal Finance Division of Occams Group, he is entrusted with the responsibility to lead a large team of Personal Finance Advisors who provide mission-critical guidance to over ten thousand clients across the United States. David also is a lateral thinker whose critical inputs for our strategic vision have powered our growth. As a serial entrepreneur, David is adept at juggling many roles with unparalleled competency and his all-round abilities ensure that Occams’ strategic vision keeps pace with the client needs and aspirations as well as the market & industry trends.
David lives and works from Sarasota, FL. As a father of two boys, a dedicated husband, a caring son, and a widely liked community leader, David balances many roles in personal life too. And when he gets a few minutes to himself, he catches up with soccer, rugby and cricket or sets out to the beach for some much-needed fun on water.
AVP Personal Finance
Haley has had a notable career with Occams Group and its predecessor firms. Her decade long experience and expertise in consumer finance, student loans, debt management and related processes make her quite an expert in this industry. Her insights into consumer finance issues and personal finance related businesses were perfected over years of developing and managing client relationships and providing them innovative and customized services. Haley has developed a strong personal and professional brand in the industry.
As a key leader in our Personal Finance Division, Haley spearheads a dedicated team of a dozen who deliver high quality service to our clients each day. Haley has a leadership role also on managing payment processing, CRM management and advising leadership on the trends and insights. With her profound proclivity to identify effective and smart strategic and tactical path to desired results, Haley has made significant contributions to the Occams Group.
Haley works from and lives in Sarasota, with her daughter. Haley also has deep interest in consumer behavior, global issues and personal development. As a young girl, Haley sang in operas, aced IQ tests and landed herself a role in every community endeavor that interested her. Her multi-faceted character has been pivotal to several areas of business evolution over the years.
Executive Advisor – Occams Capital
Steve Landzberg has over 26 years of investment and advisory experience. Steve leads our execution efforts in consulting projects including preparation of business plans, capital structure optimization, cash and liquidity management, and capital raising assignments.
Steve’s selected accomplishments include a successful execution of dozens of consulting and capital raising projects over the last eight years. He is a former Chief Financial Officer at Global Energy Efficiency, Inc., where he grew the company’s revenues by 4x within just two years, and raised $10 million of capital. He also served as Principal, Corporate Finance at Xroads Solutions Group, where he optimized operations and raised capital for the Ambassador Cruise Company. Included in his illustrious career transactions like leading the bank group of Metallurg when at JPMorgan as work-out officer where he was involved in bank lender work-out negotiations.Steve also was the Chairman of Creditor Committee and lead investor at Pueblo Supermarkets, where he led the restructuring of the balance sheet and the exchange of debt for equity.
Founder & Group CEO
Anupam is a serial entrepreneur who has co-founded over half a dozen organizations. In his diverse roles in the fields of Business, Finance, Risk Management and Strategic Consulting, he has created immense value for several organizations across the globe. Anupam is widely recognized as an innovative business thinker whose lateral solution finding skills have helped optimize the available resources for small and medium scale businesses.
Anupam co-founded Occams Advisory in 2011 and has served as the CEO since 2012. Under his leadership Occams has achieved over 800% growth year over year over last 3 years. Anupam has advised many CEO’s and boards in the capacity of financial, operations and strategic consultant. Under his leadership, Occam’s has achieved exceptional results for its clients across industries and geographies.
Prior to founding Occams, Anupam spent over half a decade on Wall Street with distinguished names like Barclays, Bank of America Merrill Lynch, Fidelity Investments and Bank of Nova Scotia. Anupam has also worked for Siemens Telecom and a highly successful dot com.
Anupam is an alumnus of Delhi University’s prestigious Shrirram College of Commerce, New York University’s Stern School of Business, and London Business School. Since 2005, he also serves on the Board of Child | Literacy, a New Jersey charity dedicated to the social and educational needs of children 6-18.
COO & Head of Fintech & Payments
Augusto is an accomplished senior executive with a stellar background across financial services. With 15+ years of leading teams in finance, operations and product development. Over the course of his career, Augusto has developed unique product strategies and led strategic efforts to build global footprint and rapidly capture market share.
At EquiPay, Augusto leads the organization’s Operations towards its pre-eminence in innovative payment solutions, best-in-breed risk management and world-class client service. His peerless strategic planning and tireless execution is the driving force behind the rapid growth of EquiPay.
Outside work, Augusto is an ardent tennis player who cares deeply for the environment and actively engages in initiatives to preserve the Amazon forest. He also has supported charities that bring drinking water to remote African areas and gives back to his community by dedicating time to charities such as New York Cares. Augusto is an avid traveler who has explored over 50 countries. He lives in Greater Los Angeles Area, California.
Executive Advisor – Occams Capital
Ramki has over 15 years of diverse, multinational experience in investment banking, private equity, financial strategy, consulting and operations. Working from Chicago, Ramki leads Occams efforts in: (i) Shareholder Value Maximization Advisory: Including sale of company, acquisition-driven growth, debt/equity capital raising, joint venture partnerships and owner-exit strategies; (ii) Strategic C.F.O. Advisory: where he works with clients finance and management teams to develop and/or improve: financial strategies in lockstep with business changes, managing rapid growth, financial projections and early warning systems, accurate budgeting processes, board/shareholder reporting, optimized capital structure, and owner exit and succession planning.
Ramki has execution track record of over $2 billion in investment banking and PE transactions, including middle-market and lower middle-market M&A and capital raising, private equity portfolio management, and debt and equity public offerings. In addition, he has relationships at middle-market & lower-middle market investors including private equity, family offices, high networth and international investors.
Ramki currently serves as strategic C.F.O. at Future Skies, Inc. and Five Elements Robotics.
Ramki’s previous experience includes investment banking and private equity roles at Wachovia Securities (now Wells Fargo Securities), Robert W. Baird & Co. and Current Capital. His operations experience includes consulting and management roles at G.E. Energy, ReserveBar.com, Saint Gobain, and Siemens.
Ramki holds an undergraduate degree in production engineering, and has an M.B.A. from the Fuqua School of Business at Duke University. Ramki’s current and previous non-profit affiliations include Child Rights & You, Teach for America (Chicago), and Working In The Schools (WITS).
Executive Advisor – Marketing & Branding
Supriya is an experienced marketing and strategy professional with extensive experience in global marketing and expansion, brand/product management, strategy development, market research and consulting within the consumer goods, fashion / retail, education, and pharmaceutical industries. At Occams, Supriya often engages as a subject matter expert and key advisor to clients on their crucial marketing and branding initiatives.
Some of Supriya’s key specialties include brand management, new product launch, global brand expansion, digital marketing, public relations and social media, marketing plan development, marketing campaign development, portfolio optimization, primary and secondary research, competitive assessment, pricing, market entry strategies, market and opportunity assessments, retail store expansion and in-store merchandising.
Supriya holds Bachelor in Business Studies from the College of Business Studies, University of Delhi and a Master in Business Administration from the Darden School of Business, University of Virginia. Supriya is a travel and culinary enthusiast. She lives in New York City.
CEO - India
Nitin Aggarwal is the Chief Operating Officer of Occams Advisory in India and he runs the large team of professionals who deliver exceptional services to Occams US based clients. In this role, Nitin has created immense value for the clients.
Previously, Nitin co-founded 247 Experts in 2012 and served as the company’s CEO between 2012 and 2015. During his tenure, the company grew to become a major player in digital marketing, support services, mobile application clients across all continents. Nitin was responsible for setting 247’s strategic direction and spearheading its international operations and in digital marketing, mobile applications and IT support. Prior to founding 247 Experts, Nitin worked as a digital marketing consultant, based out of New Delhi & Dehradun, India. He has been a recognized leader in affiliate marketing.
Nitin holds a Bachelor of Technology degree from IIT, Allahabad.
Head of Digital Marketing
Manjinder (Manny) has had many careers before arriving at Occams Group. He has been a serial entrepreneur whose expertise spans across digital marketing, lead generation and management, client relationship, and financial services such as debt validation negotiations and credit repair. Manny’s insights into consumer finance issues and personal finance related businesses were coupled with his ability to use internet and other digital media to drive customer interest has been pivotal creating and managing client relationships. Manny has built a professional brand for his digital marketing skills.
As a well-rounded expert in Occams’ Personal Finance Division, Manny spearheads the San Diego based teams of high-quality professionals. He plays a key role across functions and is a go-to person for various purposes. With his proven record of nifty tactical solutions, Manny has contributed richly.
Manny has grown up in the Greater San Diego area and has a massive network in local small businesses. he also has deep interest in technology and innovation. He lives with his extended family and is a dedicated member of his community.
AVP Fintech & Payments
Llajaira Soto is a seasoned Risk & Operations professional who has helped financial services companies and fin-tech startups build strong operational foundation. With 10+ years of experience in senior roles in Collections, Fraud Prevention, Risk Management and Operations, Llajaira has strong supervisory, investigative and problem solving skills. She has created and documented procedures and trained teams with impressive results.
At EquiPay, Llajaira has been tasked with building and managing Risk Management team. Her rich experience and expertise has helped the culture of Risk Management percolate down to the rank and file of the organization. While being focused on Risk Management, Llajaira adopts a merchant first approach.
Llajaira has an energetic personality that easily emanates across the team. How effortlessly she executes projects while juggling a busy personal life. Her free time is typically spent with her family, church community and honing her merengue skills.
Co-Head Control & Quality
Mukarram is a seasoned Business Development & Systems professional with extensive expertise in sectors like Outsourcing, ITES, Information Technology, Finance and Education. His diversified exposure spans across functions such as Marketing, Software Development & Design, Financial Modelling, Training & Development & Digital Marketing Strategy. Mukarram has worked in the Information Technology, Telecommunications, Banking, Education and Service sectors.
Mukarram’s core competencies include Business Planning & Strategy, Interface Designs, Project Implementation, ITES, ERP/CRM Design, Business Process Management, Business Development, Product Design & Market research. He has managed towards outsourcing projects across USA, Canada, UK, Australia and India.
Mukarram holds a management degree from University of Mumbai. In the little spare time that he gets from his busy schedule, Mukarram is a dedicated husband and a branding fanatic. His passions include astrophysics and politics.
AVP Personal Finance
Dave built his deep expertise across various financial services domains through his years in banking giants as Citibank and Bank of America. He has managed collections, been a mortgage broker and several things in-between. Dave’s decades in consumer finance, student loans, credit repair, debt management and related processes are the foundation of his exemplary abilities to manage his team to desired objectives in serving consumers. His penchant in consumer finance related issues enable him and his team to develop and manage long-term.
As a manager in Occams’ Personal Finance, Dave leads a team of almost ten professionals who serve hundreds of our clients each day. He has a role in managing payment processing, employee training and retention and in advising leadership on key metrics to focus on. With his effective and smart management, Dave has played a strong role at the Occams Group.
Dave works from and lives in San Diego, California with his family. He also has deep interest in consumer behavior, global issues and community development. A family-man and a great conversationalist, Dave has a multi-faceted and compelling personality.
AVP Occams Wealth
Cabretta is a licensed specialist in Life, Health, Property and Casualty insurance and Occams customer service representative. She has been in the insurance industry for two years as an independent life insurance agent and three years with Farmers.
As a former substitute teacher and leasing agent, as well as a single parent, Cabretta brings empathy and patience to her role in engaging and educating existing and potential customers with respect to their insurance needs.
AVP Occams Wealth
Majid brings a vast work experience in the insurance Industry. His role at Occams involves development of Coordinated Protection Plans. He determines quotes and rates for immediate coverage action. In addition, he is responsible for long-term strategy implementation.
Co-Head Control & Quality
Experienced Head of Business Operations with a demonstrated history of working in the information technology and service industry. Skilled in Negotiation, Customer Acquisition, Sales, Sales Operations, and Customer Satisfaction. Strong Operations Professional with a Post Graduate Diploma in Financial Market & Wealth Management.
Operations Management & Technology
Deborah has had a diversified experience throughout her career in various industries. She demonstrated an entrepreneurial spirit early on. At the age of nineteen she started her own business designing and producing products and selling them on her ecommerce site. Not content with the growing business, she added a second professional dimension joining a law firm. Here she worked her way from the receptionist to an office manager. Most recently, she headed administration for a non-profit organization before joining the Occams Group.
Deb is proficient in operations management with rich experience in customer service and administrative liaising. She also is a talented photographer and graphic designer and steps up several time to assist the creative team at Occams. Her resourcefulness has made her an integral part of the Occams team where she wears various hats with nonchalance while providing quality service to all stakeholders.
Outside her professional commitments, Deb is active in volunteer work through her church and in her community. She is an outdoor enthusiast who enjoys spending time with her family. Deb is affable and service-oriented, quickly becoming an enriching member of any community or group that she joins.
Global Head – Accounting, Compliance & Taxation
Rajat is an associate member of Institute of Chartered Accountant of India with invaluable experience in financial reporting and accounting covering a variety of industries. He has worked with several start-ups. Rajat has hands on experience of providing professional advice in strategic sectors such as financial reporting, taxation and auditing, accounting and corporate finance. Even though he is one of the youngest Chartered Accountants in India, he has served several clients with distinction.