Risk & Regulatory Services
Occams has provided distinguished services to many clients through its Risk & Regulatory Services. This practice area has helped our clients actively manage their risks as well as stay compliant with the most pertinent regulations. We have also helped our clients manage their market, operational and credit risk as they benefit from Occams senior team’s years of experience in risk management.
Businesses are consistently exposed to liabilities and lawsuits. The Business Insurance team at Occams is acutely aware of such risks. The team works with the clients to provide them the requisite deep understanding of what these risks are and which insurances will adequately protect against them. We even work with our affiliated network of service providers to ensure that our clients have the necessary insurance coverage to protect their business.
Credit Risk Management
Every business needs to extend credit to its customers in order to grow. Financial institutions extend loans and other forms of credit to a range of customers. This creates credit risks that are difficult to assess and manage. Occams helps businesses build and manage credit risk policies and practices that minimize the risk of delinquent customers. We also help our clients reduce the cost of performing in-house credit analysis of potential and existing customers by taking over the function from our clients and managing it for them.
Market Risk Controls
Every business is vulnerable to market risk, which arises from the sensitivity of its earnings or the economic value of its capital to adverse changes in interest rates, foreign exchanges rates, commodity prices, or equity prices. We help our clients identify, measure, monitor, and control exposure to market risk given their business’ size, complexity, and risk profile. Several of our clients have global businesses and we help them create guidelines and processes necessary to manage the nature and complexity of market risk exposure arising from their foreign operations.
Today’s business world is complex, volatile and fraught with risk. Enterprise risk management helps an organization assess potential risk events and estimate their impact. We help them formulate response strategies to manage the risks within their risk appetite and to monitor the progress consistently. We help our clients integrate risk management into their business and processes to enable them to take risks to create value as well as to respond to and mitigate risks appropriately. We provide a range of services to help our clients with their risk management issues, including identification and prioritization of enterprise-wide risks, assessment of an organization’s risk capabilities, and development of the tools, processes and organizational structures needed to build a robust and sustainable risk management program.
Operational risk is the risk of loss resulting from inadequate or failed processes, people and systems or from external events. This definition includes legal risk, but excludes strategic and reputational risk. We at Occams Advisory help our clients by assessing both the qualitative as well as the quantitative aspects of the operational risk management. Occams creates frameworks and processes for its clients’ operational risk management through loss data collection, risk and controls assessments, scenario analysis activities, key risk indicators summarization and effective reporting.
Our clients need to adhere to a range of regulatory compliance requirements pertaining to laws, regulations, guidelines and specifications relevant to their businesses. Violations of regulatory compliance requirements can lead to legal punishment and fines. Occams works with its clients to consistently advise them on the regulations applicable to their business as well as helping them comply with them.